Abalimi abaningi bagwema umsebenzi wokugcina irekhodi njengoba kungadla isikhathi. Nokho, kuwumsebenzi obalulekile wokuba umlimi ongcono.
Amabhange, ama-ejensi kahulumeni nabanye abaxhasayo bafuna ukugcinwa kokugcinwa kokulima epulazini ngaphambi kokuba imali noma imali ebolekwe imali izokwenziwa. Ngaphezu kwalokho, ukugcinwa kahle kwerekhodi ekulimeni kuzosiza umlimi ukuba alungise kangcono futhi enze izibikezelo ezinembile.
Ukugcinwa kwemibhalo kwemvula kanye namaphethini wezulu kungasiza ngisho abalimi ukuba babikezele isimo sezulu sokuqala kwesikhathi sokutshala. Ukuba namarekhodi ezindleko kanye neholo kungasiza ekuhleleni kwezezimali.
Ukugcina irekhodi ngamanani okuhluma kwezimbewu ezithengiwe kule nkathi kungasiza umlimi ukukhetha imbewu engcono ngenkathi ezayo. Endabeni yemfuyo kufanele kube nokugcinwa kwerekhodi yegazi, izinambuzane nezifo, izinhlobo zokudla kanye nokusetshenziswa. Lokhu kungasiza ekuvimbeleni i-inbreeding, ukuphatha kangcono izinambuzane nezifo futhi unikeze ukudla okungcono kakhulu kokukhula okuthuthukisiwe.
Ayini AmaRekhodi Epulazi?
Amarekhodi asePulazini ngokuvamile ahlanganisa imibhalo efana nokuqoqwa kwempahla, ukwehla, amaresidi kanye nezikweletu, amarekhodi abasebenzi, imininingwane yemishini, amarekhodi okukhiqiza ngokomzimba njalonjalo.Indlela Yokuqala Ukurekhoda?
Ukugcinwa kwerekhodi epulazini kumele kufake phakathi isamba, ukulinganisa impahla (nokuncipha kwayo) kanye nerekhodi lama-akhawunti. Impahla yinoma yini enenani elingaguqulwa libe yikheshi.Uhlu lwezimpahla
Yenza uhlu lwazo zonke izimpahla epulazini kanye namagugu abo eRandi. Izibonelo zezimpahla zingumhlaba, izakhiwo, imishini epulazini, izitshalo ezivunyiwe, izitshalo ezisensimini kanye nemfuyo.
Ukulinganiswa kwempahla
Isinyathelo sesibili ekugcineni ukurekhoda ukulinganisa kwempahla - okuvezwe emaRands. Indlela esetshenziselwa ukulinganiswa kwempahla incike kwimvelo yempahla nenjongo, kodwa qiniseka ukuthi usebenzisa indlela efanayo yokulinganisa njalo ngonyaka.
Irekhodi lama-Akhawunti
Yonke imali engenayo kanye nokusetshenziswa kwepulazi kufanele ibhalwe phansi.
Izindlela Zokulinganiswa Kwempahla
Izindlela zokulinganisela ze-asethi ezisetshenziswa ngokuvamile ziyi:Inani lemakethe
Ifa lithengiswa ngentengo yamakethe yamanje. Isetshenziselwe ukubonga isitoko nezitshalo.
Izindleko
Le ndlela isebenzisa izindleko zokuthenga zangempela ze-asethi futhi isebenza kangcono ngezinsiza ezifana nophethiloli nokuphakelayo osanda kuthengwa futhi namanje kunamanani okuthenga atholakalayo. Izimpahla ezilahlekelwa yinani ngaphezu kwesikhathi ezifana nezixhobo zasepulazini zilinganiswa ngokuhlukile.
Intengo engezansi noma intengo yemakethe
Le ndlela idanisa into kokubili amanani ayo okuqala kanye nenani lemakethe. Inani eliphansi kakhulu likhethiwe.
Izindleko zokukhiqiza iPulazi
Le ndlela isetshenziselwa izitshalo ezitshalwe kodwa zingakavunwa.
Izindleko, unciphise ukwehla kwenani
Le ndlela isetshenziselwa izinto ezisetshenziselwa inqubo yokukhiqiza, kodwa ilahlekelwa yinani ngaphezu kwesikhathi njengemishini. Inani lalo liyancishiswa ngenani lokuncipha kwalowo nyaka.
Kuyini Ukwehliswa Kwemali?
Ukugcinwa kokurekhoda ekulimeni kufanele kugcine ithrekhi yokunciphisa kwempahla. Ukunciphisa ukubhekisela kubhekisela ukunciphisa inani lezimpahla ezifana nezimoto, imishini, izixhobo, imishini namathuluzi.Lokhu kulahlekelwa ngokubaluleka kungenxa yobudala, ukugqoka nokudiliza (ukungabi nalutho). Ukunciphisa imali akuyona imali ekhokhwa ngokomzimba kodwa kunalokho kunciphisa inani lefa elibhalwe phezu kwesikhathi sokuphila esilindelekile sempahla.
Amarekhodi wama-Akhawunti
Ukuze uthole ukugcinwa kwerekhodi efanele kwezezimali epulazini, kubalulekile ukulandelela yonke imali engenayo kanye nezindleko epulazini. Gcina amarekhodi ngabanye ukurekhoda imali engenayo kanye nokusetshenziswa kwebhizinisi ngalinye epulazini. Isibonelo, gcina amarekhodi ahlukene ommbila namazambane.Uhlelo lokugcina irekhodi luyadingeka ukuze kubalwe imali engenayo yepulazi kanye nenzuzo engenayo engenayo yonyaka wezimali, ukuhlaziya ukugeleza kwemali, ukwakha ibhajethi esikhathini esizayo nokugcina umkhiqizo ngamunye ukuze kuqinisekiswe ukuthi kukhiqizwa izindleko.
Imithombo evela kumarekhodi erekhodi angatholakala:
Izitatimende zeBhange.
Ibhuku lokuhlaziya imali - faka amaresidi nezinkokhelo lapha.
Incwadi yamasheya amancane - kuphela ukuthengiselana kwemali kubhaliwe kule ncwadi.
Incwadi yomholo - ikhombisa izinkokhelo ezikhokhwayo, izikweleti kanye nezinkokhelo.
Ibhuku lediphozi - zonke izimarisidi zemali kumele zirekhodwe lapha.
Ubufakazi bokukhokha, izaphulelo zekhredithi kanye nama-slips okuthengisa, izitatimende, ama-invoyisi kanye ukuhanjiswa kwezidingo.
Izitatimende Zezezimali nokuLondoloza
Amarekhodi epulazi asetshenziselwa ukudweba izitatimende zezimali. Izitatimende zezezimali zifaka ibhalansi, isitatimende sezimali kanye nesitatimende sokuhamba kwemali.Ishidi lesibhalansi likhombisa ukuthi ifomu likhokhelwa yini nokuthi yini amapulazi anayo futhi inikeza ukubuka ngokucacile isimo sezimali sepulazi ngesikhathi esithile.
Isitatimende semali engenayo sibonisa izindleko kanye nezindleko kusuka kwesinye ibhalansi kuya kwesilandelayo.
Isitatimende sokuhamba kwemali sibonisa ukugeleza kwemali epulazini nasepulazini.
Translated by Nsika Khoza